Jerome, ID owners in Jerome County can work with Wheatwell Finance, a small-business funding broker in Twin Falls, ID, by phone or online. ZIP 83338 had 574 employer establishments and 6,969 paid employees in 2023 (Census ZIP Code Business Patterns), with retail, wholesale and construction prominent. Partners alone approve requests and set their rates and terms.
| Place | City in Jerome County, ID (not Twin Falls County) |
|---|---|
| ZIP 83338 employers | 574 establishments, 6,969 paid employees (Census ZBP 2023) |
| Annual payroll | About $334.4 million in ZIP 83338 (same source) |
| Self-employment | 9.7% of employed residents, ±2.4 (ACS 2020-2024) |
| Our address | 143 Main Ave W, Twin Falls, ID, about 11.4 miles south-southeast (straight line) |
Jerome, ID sits in its own county
Jerome is a city in Jerome County, about 11.4 straight-line miles north-northwest of the Wheatwell Finance address in Twin Falls, ID. It is outside Twin Falls County, so Twin Falls County statistics do not describe it, and its licensing and county registration run through its own city and county governments.
The largest business base among nearby towns
ZIP 83338, whose postal name is Jerome, had 574 employer establishments in 2023, with 6,969 paid employees and an annual payroll of about $334.4 million; 57.8 percent of the employers had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023). Jerome covers about 2.0 percent of the ZIP code's land (Census ZIP code relationship files, 2020), so these figures describe the wider postal area, not the city alone.
| Sector | Establishments | Under five employees (share) |
|---|---|---|
| Construction | 83 | 67.5% |
| Retail trade | 72 | 47.2% |
| Health care and social assistance | 41 | 46.3% |
| Wholesale trade | 40 | 42.5% |
| Accommodation and food services | 35 | 28.6% |
| Manufacturing | 32 | 34.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023.
Retail, wholesale and food service in ZIP 83338
Compared with the smaller towns nearby, the Jerome ZIP code has a higher share of employers with five or more staff, especially in retail, wholesale and food service. Larger staffs mean larger payrolls, and stock-holding businesses tie up cash in inventory before it sells. Those are the two needs most often behind a request from businesses like these: payroll timing and stock. Inventory financing addresses the second directly.
Self-employment in Jerome, ID
An estimated 9.7 percent of Jerome's employed residents were self-employed (plus or minus 2.4 points): 3.0 percent in their own incorporated business and 6.7 percent unincorporated (U.S. Census Bureau, American Community Survey 2020-2024). Most self-employed residents, in other words, run their business without a separate legal entity, which puts personal credit and personal tax returns at the center of any request.
Jerome, ID business license and renewal
Owners searching for a Jerome, ID business license or renewal should check with the City of Jerome and with Jerome County; rules in Twin Falls, ID do not apply there. State registrations are the same throughout Idaho.
Working with us from Jerome, ID
Jerome owners reach Wheatwell Finance by phone at (208) 439-0439 or through the short form. The Twin Falls, ID page describes the office's own area, and the area page lists the other towns we serve.
Jerome, ID businesses we help
For Jerome, ID owners, Wheatwell Finance focuses on the sectors our lending partners have confirmed they fund: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Approval is never automatic for any sector.
Paperwork partners commonly ask for
- Business checking statements covering roughly the last quarter or two
- Your most recent business tax return
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- Government-issued ID for each owner
- A simple schedule of current business debt and monthly payments
- For equipment, the seller's quote with make, model and price
Partners differ in what they request; this list covers the usual ground.
The steps after your first call
- You call (208) 439-0439 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Our address: 143 Main Ave W, Twin Falls, ID 83301.
By Wheatwell Finance · Updated