Wheatwell Finance, a small-business funding broker in Twin Falls, ID, works with businesses in four sectors its lending partners have confirmed: construction, restaurants, medical and dental practices, and retail and inventory businesses. Twin Falls County had 3,026 employer establishments in 2023 (Census County Business Patterns). Partners decide each request and set terms.
The Twin Falls County, ID business mix
Twin Falls County had 3,026 employer establishments in 2023 (U.S. Census Bureau, County Business Patterns 2023). Health care and social assistance led by count, with 477, and by annual payroll, at about $348.2 million. Construction had 398 establishments, retail trade 368, and accommodation and food services 242. The lending partners Wheatwell Finance works with have confirmed four sectors: construction, restaurants, medical and dental practices, and retail and inventory-based businesses.
Restaurants in Twin Falls County, ID
Twin Falls County had 193 restaurants and other eating places with paid staff in 2023, employing 3,860 people, with an annual payroll of about $72.0 million. Only 36 of them, fewer than one in five, had fewer than five employees (U.S. Census Bureau, County Business Patterns 2023). Restaurants tend to run larger staffs than other small businesses, so payroll is a large, frequent cost.
Kitchen equipment such as ranges, hoods, walk-in coolers and dish machines is usually financed through equipment financing, and a remodel or second location through a term loan. Restaurants are also frequent targets for merchant cash advance offers because of their card sales; a merchant cash advance is not a loan, and its total cost should be compared with loan options first.
Retailers and wholesalers
Retail and wholesale businesses buy stock before they sell it. Inventory financing explains how stock itself can secure funding, and the retail page covers the other costs of running a store.
Sectors outside our partners' focus
Our lending partners have not confirmed funding for agriculture or trucking, so Wheatwell Finance does not arrange financing for those sectors. Owners in other industries are welcome to call and ask before spending time on paperwork. The Twin Falls, ID page has more on the local business base.
By Wheatwell Finance · Updated